First home buyer guides
Plain-English guides to grants, schemes, and the first-home buying process from Low Deposit Homes.
Grants & schemes4
- How the first home owner grant can reduce your deposit in QLD
- How the government's new first home buyer scheme is helping young locals on the Gold Coast
- How the QBCC warranty insurance scheme protects Queensland first home buyers from builder liquidation and price rises
- How the stamp duty exemption and government grants can help first home buyers in VIC
Finance & borrowing5
- Boost your borrowing power with Low Deposit Homes
- How $35,000 in savings became a $930,000 home
- How a car loan affects your first home buying power
- How the removal of lenders mortgage insurance is lowering loan repayments for first-home buyers
- Why shopping around for the best interest rate can harm your credit
Costs & building your home13
- Assessing the feasibility of building on sloping land with Low Deposit Homes
- Design features that add value to a first-home build
- Designing for maximum value in your new home
- How acoustic ratings affect your new home's price
- How quickly does a low deposit home get built?
- How to avoid costly BAL ratings in your new home build
- How to avoid price blowouts in your new home build
- Maximising space with house placement
- Upgrading your dream home on a budget
- What is a bushfire attack level (BAL) and how it affects your build
- What is an unconditional contract in Queensland?
- What is practical completion in first home building?
- Why every builder we work with is fully fixed price
Choosing where to buy6
- Toowoomba deposit difference: building vs established homes
- What makes Kinma Valley homes stand out in today's market
- Why Collingwood Park is an ideal location for first home buyers
- Why Greenbank is a great opportunity for first home buyers
- Why we recommend owner-occupier estates
- Why Werribee is an attractive location for first homebuyers
Market & timing16
- Bad Credit, HECS & Afterpay: Can You Still Buy a First Home?
- Boost your income to get into the first home market
- Greenbank prices push over $1 million: what it means for first home buyers
- How property prices and income levels have changed over time in Australia
- How the federal budget could push brand-new home prices up in Melbourne
- How the federal budget could push first-home prices up
- New vs old: choosing between brand new and established homes
- Why million-dollar price caps are limiting first-home buyers' opportunities
- Why prices are growing rapidly across comparable estates in a supply-constricted market
- Why renting is a bad investment for most Australians
- Why the property market is outpacing traditional saving for first-home buyers in South East Queensland
- Why the Queensland market is crazy right now for first home buyers
- Why waiting for a dream home can cost you thousands in Queensland's hot market
- Why waiting for perfect market conditions can cost you thousands
- Why waiting is the biggest risk for first home buyers in today's market
- Why your parents' home-buying advice is out of date in today's market