Your First Home Finance and Building Partner

Buy your first home sooner with a low deposit

Escape the rental trap and open the door to home ownership

We help you with

Expert Tailored Advice

Specialised Finance Products

Access to Government Grants

Purchase your home sooner!

as seen on

826

and counting first home buyers helped.

$250m

The finance team we work with has written over $250,000,000 worth of loans for first home buyers.

Unlocking home ownership for everyday Aussies!

Achieve the Great Australian Dream

Earning well but buying feels impossible? It should be easier.

You deserve a clear path to buying your first home!

Want a $55,000 boost towards your first home?

Limited ‘ready to build’ registered lots available now. Don’t miss out!

Libby and Chaice Paterson, Directors, Low Deposit Homes. Featured on forbes.com.au

We’re on a mission to help everyday Aussies become first-time home buyers

For many young Australians, the dream of owning a property can seem almost impossible. Saving for a deposit is becoming more and more difficult, especially when you can’t rely on the bank of Mum and Dad.

Meet Chaice and Libby Paterson, our founders. While working as a broker, Chaice realised that his clients could afford the loans, it was just the pesky deposit getting in the way. Most lenders ask for a 20% deposit, but did you know that some accept as little as 5%? This creates an opportunity for you to enter the market! By drawing on their extensive experience, Chaice, Libby and the team offer a variety of options, including specialised finance products and finding low-deposit loans, to help you turn home ownership from dream to reality.

Your first home finance building partner

At Low Deposit Homes, we offer exclusive specialised finance products, levelling the playing field to help you move into your first home faster and stress-free.

Buy your home with a low deposit in 3 easy steps

Low deposit

Know your budget, borrowing limits, and leverage a small deposit.

Land and layout

We match you with ideal land and floor plans.

Live your best life

Celebrate sooner than you thought possible!

Alex & Bridge

When I first heard about the Low Deposit Homes I thought it was too good to be true and had to be a scam or something. But we were able to get into our first home and stop renting. Feels good to not be paying someone else’s mortgage off.

James

To be in my own home is incredible. I thought I would be trying to save a deposit for years, with the teams help I was able to buy straight away. Best part is my mortgage repayments are less than what I was paying in rent.

Jake

I’m into my own home and could not be happier! My family and I wouldn’t have been able to do it without the help of Low Deposit Homes.

Buyers advocacy service

Have a deposit but don’t know where to start?

Embarking on the journey to homeownership can be filled with unforeseen obstacles, especially if you’re stepping into the market for the first time.

That’s where we step in as your trusted buyers’ advocacy service, guiding you around the potential pitfalls that could cost you big. For instance, not comprehending the nuances of bushfire ratings could escalate your expenses by $50K to $60K! We walk you through every estate, making sure no nasty surprises are lurking in your land contract and guaranteeing a fixed price for a fully turnkey solution. We’re here to ensure you don’t have to navigate these complexities alone, offering a clear, seamless path from finance to handover. Sidestep the stress, and unlock the door to a home that’s truly yours. A fuss-free, happy home journey – that’s our promise to you.

No more detours, own today

Live your dream, now!

We’re your gateway to your first home. With unique financial strategies and partnerships with select builders and lenders, we remove the hurdles like hefty deposits, making it easier for you to watch your home rise from the ground up.

Risk free

Helping hundreds of first-home buyers annually, we’ve fine-tuned a process that keeps you secure while landing you a brand-new home.

No hidden fees - everything included!

Building your first home is exciting but can be overwhelming. We guide you from acquisition to construction, helping you dodge hidden costs and meet quality standards. Our all-inclusive, fixed-price packages cover everything from driveways to air-con, ready to move-in. We make your transition to a perfectly built home seamless and worry-free.

Full service offering

From finance to getting the keys to your brand new home

From securing finance to handing over the keys to your brand new home, we provide a comprehensive suite of services that make the Aussie dream achievable, even with a small deposit. Here is how we assist you in securing your first home:

Specialised finance products

We understand the financial challenges faced by first-home buyers. Our expertise allows us to identify tailored finance options for you, including facilitating the approval of the First Home Owners Grant or the Great Start Grant.

Avoid costly mistakes

Selecting the ideal block involves more than just considering the location; it’s a strategy to save you a substantial amount on construction costs. By evaluating factors such as soil type, block size, and BAL ratings, we can potentially save you tens of thousands of dollars. We also assist you in choosing the right building plan, down to the layout and landscaping details, guiding you at every step to shape your first significant home investment to suit your lifestyle.

Smooth building process

Building a home can be a complex process, but we simplify it by being your primary point of contact. From the initial stages to completion, we ensure a smooth, surprise-free experience that adheres to your fixed-price contract. Our expertise transforms the labyrinthine construction process into an easy-to-follow journey.

Pop the champagne!

Moving-in day is a significant milestone, and at Low Deposit Homes, we make it a momentous occasion with door bows, flowers, and champagne. We pride ourselves on being more than just a business; we are your advocates, engaging you at every stage of the process. Handing over the keys symbolises more than just acquiring a home; it marks the beginning of your journey towards financial stability.

Prime Queensland locations

We have assisted clients right throughout Queensland. Our process means we can help clients just about anywhere. Simply let us know what area you are wanting and we will advise what is available.

We’ve helped hundreds of everyday people like you

We assist everyday families in escaping the rent trap, so they can confidently secure their first home years sooner than they otherwise could have.

The biggest thing is, all the concerns were answered on time – Zee Plus the process, it was so smooth! We didn’t have to do anything – Wardah

Zee & Wardah

“I would refer Low Deposit Homes because it was just so simple and easy"

Larissa & David

Low Deposit Homes provided me with the support and the help and the guidance through the whole experience, it’s literally the easiest process I’ve ever done

Ben

Low Deposit Homes has been great for us, great with the whole correspondence and organising the loan. Always been available to us when we’ve called, answered all of our questions

Julie & Craig

Because of you, we have this. This dream come true. Something I couldn’t give to my kids. Thank you very much. Thank you

Jenny

There was no sugar coating and there was no sell, it was just; 'This is your situation, this is what you need to do, let's get in and do it

Maddison and Jayden

It's just beautiful and you just get everything that you get without having to spend a lot of money. It's just amazing!

Hayley and Aiden

I didn’t think I was gonna get one and I sat down in one meeting and I thought it was a possibility

Kerry

Don’t let a big deposit keep you from home ownership!

Pre-qualify now

When you pre-qualify you receive:

Fast-track home ownership: Learn how to buy your own home year quicker than traditional methods.
Insider tips: Get 5 exclusive insights to make your first home purchase smoother and smarter.
Avoid costly traps: Discover how to sidestep pitfalls that could set back tens of thousand of dollars.
Exclusive opportunities: Gain access to off-market properties you won’t find elsewhere.
Slash mortgage time: Uncover techniques that could halve the time it takes to own your home outright.

Pre-qualify now and transition from renter to homeowner, using our proven 5-step process that’s already helped hundreds. Stop wasting money on rent and start investing in your own home today.

First home buying mistakes to avoid

Learn how to avoid common pitfalls in the first home buying process.