Grant Eligibility Calculator

Answer five quick questions to see which first home buyer grants and schemes you likely qualify for in 2026, and your estimated cash to buy. Built for new house-and-land buyers in Queensland and Victoria.

Get your eligibility confirmed – free

Pop in your details and our team will confirm exactly which grants and schemes you qualify for, and your real numbers. Free, no obligation.

How the first home buyer scheme stack works

Most first home buyers qualify for more government help than they realise. The 5% Deposit Scheme removes Lenders Mortgage Insurance; the QLD and VIC First Home Owner Grants add cash on a new build under $750,000; stamp duty exemptions remove tens of thousands more; and the First Home Super Saver Scheme lets you use voluntary super toward the deposit. Help to Buy is a separate, citizens-only shared-equity option. Read the full Queensland or Victoria first home buyer guide for the detail.

Next: estimate how much you can borrow, then book a free eligibility call.

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