By Chaice Paterson, CEO & Founder, Low Deposit Homes | Updated June 2026
Comparing like-for-like — a brand-new 4-bedroom home with a second living space and a double garage — house-and-land packages in Yarrabilba start from about $900,000 in 2026. Yarrabilba, in Stockland’s master-planned community between Brisbane and Logan’s growth belt, is one of the strongest first home buyer corridors in Queensland. The federal 5% Deposit Scheme applies up to a $1,000,000 price cap, and Queensland charges $0 stamp duty on a new build with no price cap. Here is exactly how the numbers work.
How much deposit do you need to buy a first home in Yarrabilba in 2026?
You typically need around $45,000 for a 5% deposit on a $900,000 new 4-bedroom build in Yarrabilba, plus roughly $4,000 in fees — about $49,000 total cash. Under the 5% Deposit Scheme you pay a 5% deposit with no Lenders Mortgage Insurance, and on a new build in Queensland you pay $0 stamp duty (no price cap). A 20%-deposit buyer would need about $180,000 on the same home. Run your own figure with the free Grant Eligibility Calculator.
What does a like-for-like new home cost in Yarrabilba?
A brand-new 4-bedroom house-and-land package with a second living area and a double garage prices from about $900,000 in Yarrabilba in 2026 (land plus a fixed-price build). The suburb’s overall house median is lower, but that reflects smaller and older stock — not the comparable new family product. Yarrabilba is a large, master-planned Stockland community with strong growth, and the 4-bedroom product sits below the $1,000,000 5% Scheme cap.
Which first home buyer grants and schemes apply in Yarrabilba?
Two of the main schemes do the heavy lifting on a like-for-like Yarrabilba new build.
| Scheme | Applies in Yarrabilba? | Detail |
|---|---|---|
| 5% Deposit Scheme (First Home Guarantee) | Yes — up to $1,000,000 | 5% deposit, no LMI; no income or place caps since 1 Oct 2025; citizens and permanent residents. |
| QLD stamp duty exemption (new builds) | Yes — no price cap | $0 stamp duty on a new home, locked into Queensland law. The biggest single saving here (around $30,000+). |
| QLD First Home Owner Grant | Generally not — over $750,000 | $30,000 for new builds under $750,000. A like-for-like 4-bedroom Yarrabilba package prices above $750,000, so the grant usually does not apply. |
| Help to Buy | Sometimes | 2% deposit shared-equity; Australian citizens only; income caps $100K single / $160K couple. Cannot be combined with the 5% Scheme. |
Can you get the $30,000 First Home Owner Grant in Yarrabilba?
Generally not for a like-for-like 4-bedroom home. The Queensland $30,000 grant applies to new builds valued under $750,000, and a 4-bedroom Yarrabilba package with a second living space and double garage prices from about $900,000 — above the cap. The bigger, more reliable saving is the uncapped $0 stamp duty (worth around $30,000+ on these prices), stacked with the no-LMI 5% Deposit Scheme.
Which new estates in Yarrabilba have house-and-land packages?
Yarrabilba is a single large master-planned community developed by Stockland, with new land released regularly and packages offered through builders including Plantation Homes. It offers titled and registering land suited to first home buyers, with 4-bedroom house-and-land packages from about $900,000, alongside schools, parks, sporting fields and a growing town centre. We match you to a registering lot and a fixed-price build so your scheme eligibility and timeline are protected. Yarrabilba is one example of where we build — we build across Queensland and Victoria — and you can see the corridor overview in our Logan house-and-land guide.
What’s the realistic cash-on-hand for a first home in Yarrabilba?
Indicative example — a couple buying a $900,000 Yarrabilba 4-bedroom new build under the 5% Scheme: 5% deposit $45,000; $0 stamp duty (Queensland new-build exemption); $0 LMI (5% Scheme); about $4,000 in fees — roughly $49,000 total cash. These figures are indicative; check how much you could borrow with the Borrowing Power Calculator and confirm your grants with the Grant Eligibility Calculator.
Is Yarrabilba a good suburb for first home buyers?
Yes — Yarrabilba suits first home buyers who want a brand-new home in a fully master-planned community with schools, parks and amenity built in. It offers deep new-build supply (so the 5% Scheme and $0 stamp duty apply), strong recent growth, and a clear development plan. The trade-off is that it is an outer-Logan growth community still maturing, with a longer commute to central Brisbane. For first home buyers focused on a low-deposit entry into a new, well-planned community, Yarrabilba is a standout in 2026.
How Low Deposit Homes helps Yarrabilba first home buyers
We map your eligibility across every scheme, match you to a registering Yarrabilba lot, structure a fixed-price build, and coordinate the finance through a licensed broker so your 5% Scheme place and timeline stay protected. The service is free to you — Low Deposit Homes is paid by the builder, not the buyer.
Get your free Yarrabilba first-home plan
See exactly which grants you qualify for and the deposit you’d need on a brand-new Yarrabilba home. Free, no obligation — usually back to you the same day.
Frequently asked questions
Q: How much deposit do I need to buy a house in Yarrabilba?
About 5% — roughly $45,000 on a $900,000 new 4-bedroom build — with no LMI under the 5% Deposit Scheme, plus around $4,000 in fees.
Q: Is there stamp duty on a new home in Yarrabilba?
No. Queensland charges $0 stamp duty on new builds, with no price cap — the largest saving for Yarrabilba buyers.
Q: Can I get the $30,000 First Home Owner Grant in Yarrabilba?
Generally not for a like-for-like 4-bedroom home, because the grant requires a value under $750,000 and these packages price above that. The uncapped $0 stamp duty usually saves more.
Q: What’s the 5% Deposit Scheme price cap in Yarrabilba?
$1,000,000, because Yarrabilba sits within Greater Brisbane (Logan). New 4-bedroom packages price below this.
Q: Do permanent residents qualify in Yarrabilba?
Yes. Permanent residents are treated as equivalent to citizens for the 5% Scheme and the stamp duty exemption (Help to Buy is citizens-only).
Low Deposit Homes is not a lender or mortgage broker, and is free to buyers. All calculations are indicative and not financial advice. Eligibility is confirmed with a licensed broker.