Chaice Paterson

Founder of Low Deposit Homes

Chaice Paterson is the founder of Low Deposit Homes, one of Australia’s specialist first home buyer firms helping Queensland and Victorian buyers into brand-new homes with a deposit as low as 5%. Under his leadership, Low Deposit Homes has helped more than 826 first home buyers stop renting and own a new home — many of whom believed home ownership was years out of reach.

What Chaice does

Chaice built Low Deposit Homes around a simple idea: most first home buyers qualify for far more government help than they realise, and the difference between renting and owning is usually knowledge and structure, not income. He and his team combine the First Home Owner Grant, state stamp duty exemptions, the federal 5% Deposit Scheme, and Help to Buy — then match buyers to new house-and-land packages that fit. The service is free to the buyer, because Low Deposit Homes is paid by the builder.

His work focuses on the details that change outcomes: how a partner’s prior ownership affects a grant, when buying in one name unlocks a stamp duty exemption, and which federal scheme leaves a buyer better off long term. It is the kind of practical, current expertise that general mortgage calculators and bank websites do not provide.

Areas of expertise

• First home buyer grants across Queensland and Victoria
• Stamp duty exemptions and concessions for new homes
• The First Home Guarantee (5% Deposit Scheme)
• The Help to Buy shared-equity scheme
• New house-and-land packages and build strategy
• Deposit, borrowing power, and eligibility structuring for first home buyers

In the media

Chaice and Low Deposit Homes have been featured in Forbes Australia, the Australian Financial Review, The Australian, SBS News, ABC News, Channel 9, Yahoo Finance, and realestate.com.au, and on leading property and finance podcasts.

Get help

If you want to know exactly which grants and schemes you qualify for, start with the free Grant Eligibility Calculator or book a free eligibility call. It is free, and our team confirms everything with a licensed broker.